Investor’s Rs 25 Lakh Annual Salary 'Too Little' To Run A Family Remark Sparks Debate

Sourav Dutta, an investor and trader, known for his often controversial opinions, has ignited a heated discussion with his latest remarks on current salaries. In a recent post on X, Dutta argued that a salary of Rs 25 lakh per annum is insufficient to comfortably support a family of three. Dutta broke down his reasoning by translating Rs 25 lakh into a monthly take-home pay of approximately Rs 1.5 lakh.

According to him, a family of three would spend Rs 1 lakh on essential expenses like EMI or rent. He then allocated Rs 25,000 for discretionary spending like dining out, movies, OTT subscriptions, etc. The remaining Rs 25,000, Dutta suggested would go towards emergencies or medical expenses, leaving nothing for savings or investments.

“25LPA is too little for running a family. 25 LPA = in hand 1.5L per month. Family of 3 would spend 1L on essentials, EMI / rent. 25K for eating out, movies, OTT, day trips. 25K for emergency and medical. Nothing left to invest,” Dutta wrote on X.

Since being posted, Dutta’s tweet has attracted considerable attention, amassing over 4 lakh views. The comment section flooded with varied reactions, with many challenging his expense calculations.

One user remarked, “25 LPA with no debt and reasonable spending habits will become rich in a few years.”

Another criticised Dutta’s breakdown, writing, “A family spending 25k a month for “medical” would never spend 25k a month on miscellaneous expenses like eating out, day trips etc. Please don’t misguide people with ridiculous calculations.”

Someone else shared, “25 LPA without any debt or medical expenditure is good !”

Another user bluntly stated, “25LPA is fine, your breakdown is irrelevant!!!”

“You want to spend 25k on Dining out, OTT and Movies EVERY MONTH, and then you complain you have nothing left to save !! Indians are really weird,” a commenter wrote.

“25k for eating out per month?? Ghar mei khana nhi banta kya? (Don’t you cook at home)” a user questioned.

A person pointed out, “If that’s your lifestyle, even 50 lakhs won’t be enough. Don’t come at me but wealth is directly proportional to what you save, not what you earn,” while another added, “It is possible to manage family expenses within 75k. What nonsense. Who eats out with 25k, movies, ott, and day trips… And who gets emergency medical bills of 25k every month?”

Meanwhile, a user agreed with Dutta’s perspective, writing, “Completely agree with you, it will become worse if you have to do everything by your own without any background support and another addition will be the liabilities and responsibilities on your own.”

Earlier, Dutta stirred up a debate on social media with his views on tech industry salaries. He argued that Rs 25 lakh per annum salary is “nothing” in today’s market, pointing out that even software engineers earn more.

He also questioned whether such salaries are distorting the job market.