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The trend of digital transactions has increased in the country. The government introduced new rules and policies to make digital payments convenient, easier and safer. At the same time, fraud through fake messages or calls has also increased. It is extremely important to stay cautious, while making the transaction as fake calls and messages have become rampant these days and people are falling prey to cyber crimes. Fraud through calls and messages has increased. One tiny error,and you can end up losing all your hard-earned saved money. Detecting fake calls and messages has become quite difficult as scamsters use various methods of trickery to manipulate you into giving them OTP or making a transaction. There are a few tricks you should remember to detect if a message, regarding a monetary transaction, is genuine or fake.
The first and easiest way to identify a fake message is if you receive an alert from an unknown mobile number. Immediately caution yourself, as it is a sign of scam. Always remember that if a bank sends you any message to your registered mobile number it will look like this- VM- ICICI Bank, AD- ICICIBN, JD- ICICIBK. A bank will never use any private number to communicate with you via message. In such cases, any message from a personal number can clearly be a fraud message.
Another warning sign is that fraudsters do not pay much attention to grammar or spelling. Read a message carefully and if you find any kind of errors, do not respond to such messages. Fake messages often have spelling errors or unnecessary capital letters. An authentic message from the bank will have no spelling errors.
If you receive messages that claim to give you a free gift, ignore it and do not respond to it under any circumstances. Stay alert as the bank will not give you a free gift. Even if you receive a message about winning a lottery or money has been credited to your account message, ignore it. These are some common ways for scamsters to lure you in. Often such messages also have links. Do not click on them as it will redirect you to a scam site.
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